Credit unions ‘failing to provide’ needed services, survey shows

first_imgMost credit union members don’t think their CUs provide enough information to help reach personal financial goals, and about one in five say they aren’t familiar with everything their CUs offer, according to new data from marketing technology firm Segmint.The survey of over 2,000 U.S. adults, released on May 9, suggests there’s still a wide gap in some areas between what people want and what credit unions and other financial institutions actually deliver.In particular, 81% of credit union members in the survey expect CUs to offer information that helps them make better financial decisions, but just 28% said local credit unions actually give them information that helps them meet goals such as paying for college, buying an engagement ring, saving for a down payment on a house, planning for retirement or saving for vacation. The survey also found that 22% of members felt they did not have a good understanding of the products and services their local credit unions offer.“Americans expect their bank to actively help them make better financial decisions, and most feel their bank is failing to provide it,” Akron, Ohio-based Segmint said in a press release. 17SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

Association of winemakers and winegrowers Bregovita Hrvatska established

first_imgRegional organizations are becoming a key partner in the development of winemaking  Precisely with the aim of developing and strengthening winemaking in Croatia, the fourth regional viticultural organization was established, provided by the new Law on Wine Bregovita Croatia which brings together winemakers and winegrowers from the areas of Bjelovar-Bilogora, Karlovac, Koprivnica-Križevci, Krapina-Zagorje, Međimurje, Sisak-Moslavina, Varaždin and Zagreb counties and the City of Zagreb.  “Central Croatia has great viticultural and wine-growing potential, includes seven counties and the city of Zagreb, and 20 percent of the total Croatian wine-growing area is under vineyards. 17,5 percent of the total Croatian production of grapes and wine is produced here according to the records from the Viticultural Register, and it should also be pointed out that out of 12 protected designations of origin, as many as five at the level of viticultural subregions refer to central Bregovita Croatia., pointed out the vice president of the Croatian Chamber of Commerce for agriculture and tourism Dragan Kovacevic at the founding assembly, and added that he hopes that this is the beginning of successful operation of the Association and that together with three other existing regional associations (Vinistra, Vina Dalmacija and Graševina Croatica) will fit into a unique mosaic of climatic, historical, geographical and varietal specifics of Croatian regions . According to the new Wine Act, four wine regions have been defined: Slavonia and the Croatian Danube region, Croatia Istria and Kvarner, Dalmatia and the Central Bregovira Croatia.  RELATED NEWS: The importance of regional organizations is also recognized in the new Law on Wine, according to which they are in charge of promoting local winemakers and wines, including marketing labeling. They have become partners of executive bodies in the implementation of the national procedure for the protection of designations of origin and geographical indications of wine, and participate in strategic planning for the viticulture and winemaking sector through work in the Council for Viticulture and Enology of the Ministry of Agriculture. They are also the official partner of the Croatian Agency for Agriculture and Food in proposing evaluators for work in the commission for organoleptic evaluation of wine and in the exchange of data on wine production and protected designations.center_img Wine exports on the rise Wine exports increased by 23 percent last year, primarily in the segment of quality and premium bottled wines and sparkling wines, but still cover only 53 percent of imports. Therefore, the creation and strengthening of regional organizations, along with addressing the gray market and excessive imports, is one of the most important links in the chain of increasing competitiveness and branding of Croatia as a wine tourist destination.  NEW WINE LAW ADOPTED: FOUR WINE REGIONS ESTABLISHED He was elected president of the Association Marko Miklaužić, owner of the Miklaužić winery, and was elected deputy Josip Tržec from the Saffron winery. “Winemaking and viticulture is the most developed part of our agriculture and contributes a lot to the economy. We are a tourist-oriented country, and we use very little of the resources of the continental part. We need to offer guests the best we have, and that is indigenous food and wine. Through the work of this Association, we will strive to improve it. “, said Miklaužić, whose family nurtures a long tradition of wine production in Popovača. last_img read more

PREMIUMLight sentences for Novel’s attackers threaten graft busters’ security

first_imgForgot Password ? #KPK #KPKAcidAttack #NovelBaswedan #court-ruling #AntiGraft KPK KPK-attacks Novel-acid-attack novel-baswedan Court court-ruling justice Topics : Log in with your social account Facebook LOG INDon’t have an account? Register here Linkedin Top Corruption Eradication Commission (KPK) investigator Novel Baswedan has expressed concern that the lenient sentence handed down to his attackers would reflect the low commitment of President Joko “Jokowi” Widodo administration’s to protecting graft busters.“The judges’ decision to give my attackers light sentences only shows that the administration does not stand behind those who have fought against corruption in the country,” he said in a statement on Thursday night.The North Jakarta District Court sentenced Novel’s attackers, police officers Brig. Rahmat Kadir Mahulette and Chief Brig. Ronny Bugis, to two years and 18 months in prison, respectively, on late Thursday.The panel of judges declared both men guilty of violating Article 353 of the Criminal Code on persecution causing serious injury or death, which carries a maximum se… Googlelast_img read more

PED’s

first_imgBy now I am sure you have heard of PED’s (Performance Enhancing Drugs). The recent suspension of approximately 20 major leaguers were all tied to this category. Performance Enhancing Drugs cover such things as testosterone, certain steroids, blood enhancers, etc. The list is too long to try to name all of them. If something is put in your body for any reason other than to cure some known ailment, it is probably performance enhancing. Even some things like asthma aids can be on this list. Players try to use ignorance, but they are all informed on what these materials are. The reward of a huge contract for performing above your competitors outweighs the risk of being caught. If I can get a $100,000,000 contract, I will take a chance on being caught because right now the suspension is short enough that I can afford it and my chances of getting caught have been low. This time some of these players passed their test, but the suspicion of using the substance was strong enough that they were suspended anyway. To fight the charges usually opens up more probing and the likelihood of finding more violations. Until the risk outweighs the reward, players will keep putting stuff in their bodies to get bigger, stronger, and less likely to get hurt. Keep the fight up, Commissioner Selig!last_img read more