I&M Bank (Rwanda) Limited (IM.rw) 2009 Annual Report

first_imgI&M Bank (Rwanda) Limited (IM.rw) listed on the Rwanda Stock Exchange under the Banking sector has released it’s 2009 annual report.For more information about I&M Bank (Rwanda) Limited (IM.rw) reports, abridged reports, interim earnings results and earnings presentations, visit the I&M Bank (Rwanda) Limited (IM.rw) company page on AfricanFinancials.Document: I&M Bank (Rwanda) Limited (IM.rw)  2009 annual report.Company ProfileI&M Bank (Rwanda) Limited is a leading financial institution in Rwanda offering products and services for the retail, commercial and corporate banking segment. Personal banking products range from current accounts and short or fixed deposits to personal, vehicle, home and building loans. The corporate division offers financial solutions for sole proprietorships, partnerships and corporations which range from overdrafts, investments and equipment and vehicle loans to purchase and disposal of foreign currency and treasury services. This includes issuing letters of credit and guarantee, export and import trading, insurance premium financing, and e-banking services. I&M Bank (Rwanda) Limited is a subsidiary of I&M Bank Limited and is based in Kigali, Rwanda. I&M Bank (Rwanda) Limited is listed on the Rwanda Stock Exchangelast_img read more

5 cheap FTSE shares I’d buy in this market crash

first_img£41m G A Chester | Wednesday, 13th May, 2020 £1,176m 870p National Express said last week: “Even in this unprecedented lockdown, the group continues to generate positive EBITDA and cash flow.”The equity placing adds to the company’s existing cash and undrawn borrowing facilities, providing additional security for near-term resilience. But also flexibility to invest for the future when the Covid-19 crisis recedes. Indeed, management told us: “We are already seeing a number of growth opportunities as existing and potential new customers seek a financially secure and reliable operating partner.”National Express’s share placing diluted existing shareholders by just under 20%, but the shares are currently trading 56% below their pre-crisis high. As such, I think they offer great value today.2 travel-related bargainsSSP is a leading operator of food and beverage concessions in travel locations worldwide, including airports, train stations and motorway service stations. WH Smith also has substantial exposure to such locations. Both companies reckon their recent equity placings and increased debt facilities provide them with, in the words of SSP, “a really strong position to manage through this crisis”.Both firms are assuming an almost total shutdown of the travel market for the whole of the second half of their financial years (ending 31 August, for WH Smith, and 30 September, for SSP). They also assume only a gradual improvement in trading thereafter.WH Smith’s share placing diluted existing shareholders by 13.7%, and SSP’s by 19.3%. Yet their shares are trading at discounts of 66% and 68% to their pre-crisis highs. These are great opportunities for investors, in my view.2 more cheap FTSE sharesValue-for-money pubs group JD Wetherspoon and low-cost, no-contract gyms operator Gym Group are currently completely shut for business. How long could they last in the event of a continuing total closure of their estates?After recent equity placings and securing increased debt facilities, Wetherspoon and Gym told us they have sufficient liquidity “until the end of November” and “for the remainder of 2020” respectively. A total lockdown of their businesses for that long strikes me as highly unlikely, with potential reopenings of some sites as early as July.Wetherspoon’s share placing diluted existing shareholders by 15%, and Gym’s by 19.9%. Their shares are trading at discounts of 50% and 58%, respectively, to their pre-crisis highs. As such, these are two more cheap FTSE shares I think are great buys at current levels. Placing price Current price Enter Your Email Address £216m £235m JD Wetherspoon £221m £1,290m Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. 230p Image source: Getty Images Gym Group Cheap FTSE shares abound in this market crash! Many will ultimately recover and go from strength to strength. However, some may never regain their former highs. And some may even go to zero.The five companies I’m looking at today have several things in common. They’re excellent businesses, in my opinion, with good long-term growth prospects. But I also reckon they have the financial strength for near-term survival. All five have raised new equity in recent weeks, well supported by institutional investors. Furthermore, you can buy their shares today at discounts to the prices those institutional investors paid.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…5 cheap FTSE sharesThe five cheap FTSE shares I’d buy today are National Express, SSP, WH Smith, JD Wetherspoon, and Gym Group. The table below shows some details of their equity fundraisings, and their current share prices and market capitalisations. 1,050p Amount raised 230p Market cap £141mcenter_img £166m 5 cheap FTSE shares I’d buy in this market crash 900p I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. £1,228m 150p 899p National Express See all posts by G A Chester I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. WH Smith “This Stock Could Be Like Buying Amazon in 1997” G A Chester has no position in any of the shares mentioned. The Motley Fool UK owns shares of SSP Group. The Motley Fool UK has recommended The Gym Group and WH Smith. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. 210p Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! 133p 250p Our 6 ‘Best Buys Now’ Shares SSP £1,047mlast_img read more

A House For All Seasons / John Lin

first_img Projects CopyAbout this officeJohn LinOfficeFollowProductBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesShijiazhuangHousesChinaPublished on July 09, 2012Cite: “A House For All Seasons / John Lin” 09 Jul 2012. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogShowershansgroheShower MixersVinyl Walls3MVinyl Finish – DI-NOC™ Abrasion ResistantPartitionsSkyfoldIntegrating Operable Walls in a SpaceLightsVibiaLamps – NorthCultural / PatrimonialIsland Exterior FabricatorsSeptember 11th Memorial Museum Envelope SystemSkylightsVELUX CommercialAtrium Longlight, DZNE GermanyHanging LampsLouis PoulsenLamp – PH ArtichokeTiles / Mosaic / GresiteHisbalitMosaic Tiles – TexturasAcousticMetawellAluminum Panels – Acoustic SailsMineral / Organic PaintsKEIMTiO2-free Mineral Paint – Soldalit®-ArteWall / Ceiling LightsA-LightWall Grazer Concealed LightsDoorsBuster and PunchDoor Hardware – Pull BarMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Area:  380 m² Year Completion year of this architecture project CopyHouses•Shijiazhuang, China Architects: John Lin Area Area of this architecture project Save this picture!+ 12 Share China ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/252501/a-house-for-all-seasons-rufwork Clipboard “COPY” Housescenter_img A House For All Seasons / John Lin Text description provided by the architects. Courtesy of Rufwork Save this picture!Over the last 30 years the mass migration of rural villagers has not only enabled the growth of Chinese cities but has had an equally dramatic effect on their rural homeland. The rural is undergoing dramatic economic, social and physical changes that will only accelerate as China prepares to further urbanize half of its remaining 700 million rural citizens over the next 30 years. These changes are being accompanied by a transformation in the vernacular architecture of China: a wholesale shift from regionally specific building types to generic, concrete, brick and tiled buildings. Within this scenario of potentially extreme changes to the social and built landscape, the architect is wholly absent. Indeed, the most relevant question for the profession is: what can an architect do in a context where architecture is deemed unnecessary?. Save this picture!Courtesy of Rufwork Shijia Village is located in the northern province of Shaanxi, near the city of Xi’an. The project was funded by the Luke Him Sau Charitable Trust with support from the Shaanxi Women’s Federation and The University of Hong Kong. Our project there looks at the idea of the vernacular village house and attempts to propose a contemporary prototype. Initially it began as an experiential learning workshop with students from The University of Hong Kong. All the houses in Shijia Village are originally of mud brick construction and occupy parcels of the same configuration: 10 m x 30 m. The houses are each in the midst of a long process of change as villagers gradually renovate and build upon the courtyard typology, traditional elements fused with new brick and concrete buildings. Apart from the identically defined parcel boundary, no two houses are alike. Students documented and interviewed various families in the village, collectively compiling a portrait of the modern Chinese village house: a portrait not only of building types but of a lifestyle in transition. Save this picture!Courtesy of Rufwork Perhaps no aspect of this portrait is as relevant as the rise of the village contractor. As the houses transform from mud brick to concrete and tile, the construction process itself has been radically altered. As most able-bodied villagers have left to work in cities, the hiring of outside labor and materials has replaced collective self-construction, thus making the physical transformation of the village a symptom of a larger shift from economic self-reliance into a system of dependency, threatening the very concept of a rural livelihood. Save this picture!Courtesy of Rufwork In the Chinese context, rural livelihood is perhaps best expressed through the utilization of the domestic courtyard, where much of life takes place.  Indeed, the majority of a village’s open space is contained within the walls of the house. This sets up an intimate relationship between the courtyard and other interior rooms that is both visual and functional. Our prototype house design includes four functional courtyards as the primary elements of the house. The courtyards are inserted throughout the house to relate to the main functional rooms: kitchen, bathroom, living room, bedrooms. In addition each courtyard is spatially unique. One could say the house is designed around the courtyards. Save this picture!Courtesy of Rufwork One of the main intentions of the prototype house is to resist the villagers’ increasing dependency on outside goods and services. The roof is multifunctional, providing a space for drying food, steps for seating and, in the rainy season, a means to collect and store rainwater so that it can be used during the long and dry summers.. The house becomes an example of self-reliance. The courtyards house pigs and an underground biogas system produces energy for cooking. Smoke from the stove is channeled through the traditional kang or heated bed before it exits the chimney. Save this picture!Plan The structure of the house brings together old and new. A concrete column and roof structure is combined with mud brick infill walls ‒ mud brick being a traditional means of insulation in the continental climate. Unlike the traditional mud structure, however, the new hybrid satisfies criteria for earthquake resistance. The entire outside wall of the house is ‘wrapped’ in a brick screen. This not only serves to protect the mud walls, but also shades windows and openings. By combining vernacular ideas from other regions of China as well as traditional and new technologies, the design is a prototype for a modern Chinese mud brick courtyard house. Save this picture!Currently, the process of rural development increasingly favors the destruction and abandonment of the traditional in favor of the new. The Shijia Village Houses attempt to bridge between the two extremes and preserve the intelligence of local materials and techniques. However the project is not simply a traditional courtyard house. It is a result of investigation into the modern village vernacular and represents an architectural attempt to consciously evolve vernacular house construction in China.Save this picture!Project gallerySee allShow lessTechnology Center / gmp ArchitektenArticles’Breathing Architecture’ Exhibition / WOHAArticles Share ArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/252501/a-house-for-all-seasons-rufwork Clipboard 2012 A House For All Seasons / John LinSave this projectSaveA House For All Seasons / John Lin Year:  “COPY”last_img read more

New Director of Fundraising at MND Association

first_imgThe Motor Neurone Disease Association has appointed Malcolm Tyndall as its new Director of Fundraising.Malcolm joins the Association on 13 June, replacing Jane Burns, who left in May to become Director of Fundraising at the YMCA.Malcolm previously worked as Director of Fundraising and Communications at the National Association of Clubs for Young People, from 1999 to 2003. After a period of travel he has since worked as a strategic fundraiser seconded by the Home Office to the Federation of Black and Asian Drug and Alcohol Workers. Advertisement Malcolm joins the Association a month ahead of new Chief Executive Kirstine Knox. Tagged with: Management Recruitment / people  35 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img New Director of Fundraising at MND Association About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 5 June 2005 | Newslast_img read more

Aumentar el salario mínimo a $15, ¡al menos!

first_imgUn salario mínimo de $15 por hora no puede incluirse en el proyecto de ley de ayuda COVID-19 de $1,9 billones propuesto por los demócratas del Congreso. Así dictaminó la parlamentaria del Senado, Elizabeth McDonough, el 25 de febrero. Este funcionario no electo lo calificó de “irrelevante para la legislación presupuestaria”. Este edicto es un golpe brutal para millones de trabajadores que luchana diario por subsistir.Sin embargo, la Cámara de Representantes aprobó el proyecto de ley 219 a 212 el 27 de febrero con el aumento del salario mínimo intacto. Ahora pasará al Senado, pero probablemente sin el aumento de sueldo por hora, debido a la decisión del parlamentario.Todos los republicanos en la Cámara y el Senado, más dos senadores demócratas conservadores, se oponen a este aumento salarial. Entonces, a pesar de que el Partido Demócrata tiene una mayoría en el Senado, podría no haber sido aprobado allí, incluso si estuviera incluido en el proyecto de ley de ayuda. Detrás de escena hay poderosos magnates corporativos y financistas de Wall Street que se oponen vehementemente a este aumento del salario mínimo. Existen medios de procedimiento para eludir o anular el fallo del parlamentario, que han sido utilizados en el pasado por las administraciones demócratas y republicanas, pero la Casa Blanca de Biden aparentemente ha decidido acatar la decisión de McDonough y no desafiarla. “Respeta la decisión del parlamentario y el proceso del Senado”, dijo la secretaria de prensa de la Casa Blanca, Jen Psaki. (CNN, 25 de febrero)El senador Bernie Sanders y otros miembros del Congreso propusieron un Plan B: gravar a las corporaciones que no pagan a sus trabajadores al menos $15 por hora. Pero los principales demócratas le dieron la espalda a esta idea, informó el Washington Post del 28 de febrero. ¡Esta falta de acción prolonga una emergencia para los trabajadores con salarios bajos!Desastre para millonesDos tercios de los trabajadores informan que han estado viviendo de sueldo a sueldo desde que COVID-19 llegó a las costas de EE.UU. Casi la mitad se encontraba en esa situación incluso antes de la pandemia. Esto se debe a los salarios extremadamente bajos, combinados con los costos exorbitantes de la vivienda y otras necesidades.Muchas familias están a un cheque de pago de la ruina económica y enfrentan una crisis todos los meses cuando vencen las facturas. Millones de trabajadores deben trabajar duro en dos o más trabajos para llegar a fin de mes y tienen que recurrir a programas gubernamentales o despensas comunitarias de alimentos para alimentar a sus familias.El lamentablemente inadecuado salario mínimo federal por hora de $7.25 no ha aumentado desde 2009, mientras que el costo de vida se ha disparado. Si el salario mínimo hubiera seguido el ritmo de la inflación, ahora sería de $12 por hora. Un trabajador de tiempo completo que gana el salario mínimo actual no puede pagar el alquiler en la mayoría de las áreas del país. El proyecto de ley de ayuda original habría aumentado ese salario mínimo a $15, pero en incrementos, sin llegar a $15 hasta 2025. Mientras tanto, muchos trabajadores están viviendo en crisis. ¡Necesitan estos fondos ahora! ¡Y más! Una tarifa de pago por hora de $20 o $25 realmente haría mella en las facturas de las familias. Sin embargo, incluso el aumento propuesto beneficiaría a muchos trabajadores. El Instituto de Política Económica dice que ayudaría a 32 millones de trabajadores; Se ayudaría al 60 por ciento de los trabajadores esenciales y de primera línea. Un tercio de los afroamericanos y un cuarto de los trabajadores latinos obtendrían un aumento. Alrededor del 25 por ciento de los que ganarían son mujeres trabajadoras de color. Debido al racismo y al sexismo sistémicos, los trabajadores oprimidos están muy mal pagados. Las mujeres constituyen dos tercios de los 20 millones de trabajadores a los que se les paga $10,10 dólares por hora o menos, informa el Centro Nacional de Derecho de la Mujer. La mitad son mujeres de color. La brecha salarial de género es más amplia para las mujeres afroamericanas, latinas, indígenas e inmigrantes, que reciben los salarios más bajos. La mayoría de las personas a las que se les paga el salario mínimo son adultos y muchos de ellos permanecen en trabajos de bajos salarios a lo largo de su vida laboral. (New York Times, 26 de febrero) Eso hace que un salario federal más alto sea una necesidad, o millones de trabajadores simplemente no pueden cubrir los crecientes costos de las necesidades de la vida.La demanda de un aumento del salario mínimo federal es apoyada por dos tercios de la población estadounidense, especialmente los trabajadores negros, latinos, indígenas, mujeres y jóvenes. Es por eso que el lema “Lucha por $15” resuena con tanta fuerza de costa a costa. ¡La lucha continúa!FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

TCU students start mentorship program at Paschal High School

first_imgReddIt Closures continue on I-35 Fort Worth’s first community fridge program helps serve vulnerable neighborhoods ‘Liters for Life’ student campaign raises funds for global water crisis Linkedin Jessica Ranckhttps://www.tcu360.com/author/jessica-ranck/ Twitter + posts ReddIt Facebook Political involvement remains low among TCU students printFour TCU students are coming together to create a mentorship program called “The Link” for high school seniors transitioning into college.The Link will partner a TCU student with a R.L. Paschal High School senior to discuss fears or concerns they may have about college.“Its about having a person to talk to about stuff that you are nervous about,” junior supply and value chain major Anika Sutter said. “Like problems with your roommate or time management. College is so different from high school, and we’re helping to make it easier in anyway that we can.”This program is a part of he BNSF Next Generation Leadership Program’s impact project. The impact project allows students in the program to target an issue that they are passionate about and assess it in hopes to make a difference.Gregory Stephens, academic director of the BNSF Next Generation Leadership Program, said he gives his students two criteria when completing this project:    To do something that will help the world get better in some way    To exercise and demonstrate their ability to use leadership skills“I want them to feel that deep need to help the world become a better place,” Stephens said. “That’s a big part of what they get out of this project.”Juniors Anika Sutter, Sarah Diver, Sam Baxter and Annie Andonie said for their project they want to address the transition period from high school to college and the return rate for second year students.“This is the first time most people live without their parents, and it is a bit of a change,” Diver said. “We want these students to leave our program feeling really prepared for their first year and know what to do when they are faced with problems.”According to the National Student Clearinghouse Research Center, the overall retention rate over the past few years for first year students has been around 58 percent.First-year retention rates Create bar charts“I feel like that [first year students dropping out of college] is an issue for a lot of people, and so we started to think about ways that we could make that transition easier from high school to college,” Sutter said. “We thought what better way than to connect with students who dealt with that transition within the last couple of years.”Sutter, Diver, Baxter and Andonie have been working hard to plan this program since the beginning of the semester, planning out the logistics and researching common issues that can be brought up during their meetings with the mentees.Mentees from Paschal will be chosen by their principal, Dr. Terri Mossige, and applications are available for all TCU students who wish to be mentors.The Link will begin in March of 2016. Students who are interested in becoming a mentor should contact Anika Sutter at [email protected] Previous articleTCU students staying for the break to cheer on the FrogsNext articleSundance Square’s Christmas tree lighting brings the spirit of giving Jessica Ranck RELATED ARTICLESMORE FROM AUTHOR Jessica Ranckhttps://www.tcu360.com/author/jessica-ranck/ Twitter Linkedin TCU social work majors go into the field to help support Fort Worth’s homeless Facebook McLeland Tennis Center kicks off celebration with a serve Gender gap increases in colleges around the nation Jessica Ranckhttps://www.tcu360.com/author/jessica-ranck/ Jessica Ranck TCU students create a mentorship program for Paschal seniors. Jessica Ranck is a junior journalism major from San Diego, California. She currently serves as the Greeks/SGA/SDS editor for TCU 360. Jessica Ranckhttps://www.tcu360.com/author/jessica-ranck/last_img read more

Humane Society Hopes Families Will Adopt Their Own German Shepherd After Breed’s Big Win at Westminster

first_img Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy HerbeautyAmazing Sparks Of On-Screen Chemistry From The 90-sHerbeautyHerbeautyHerbeautyHere’s What Experts Say Women Want In A ManHerbeautyHerbeautyHerbeauty6 Lies You Should Stop Telling Yourself Right NowHerbeautyHerbeautyHerbeauty5 Things To Avoid If You Want To Have Whiter TeethHerbeautyHerbeautyHerbeautyThese Fashion Tips Are Making Tall Girls The Talk Of The TownHerbeautyHerbeautyHerbeautyInstall These Measures To Keep Your Household Safe From Covid19HerbeautyHerbeauty Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Make a comment More Cool Stuff Your email address will not be published. Required fields are marked * Subscribe Name (required)  Mail (required) (not be published)  Website  Business News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena First Heatwave Expected Next Week center_img Top of the News Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday As 5-year-old, German shepherd Rumor was crowned Best in Show at the Westminster Kennel Club Dog Show last night, the six German shepherds currently awaiting adoption at the Pasadena Humane Society & SPCA howled in joy.Buddy, a 1-year-old exuberant pup who loves tennis balls, couldn’t have imagined a better choice. It was reported that five-year-old A.J. danced circles in his kennel and six-year-old Steve squeaked his favorite toy in celebration. The other three German Shepherds joined in the festivities by treating all shelter residents to a round of dog cookies.“It’s unusual to have so many German shepherds at our shelter at one time,” says Julie Bank, President/CEO of the Pasadena Humane Society & SPCA. “We hope that Rumor’s big win will inspire people to adopt a shepherd of their own.”German shepherds are extremely intelligent dogs that make loyal family pets. Weighing in at between 75 and 95 pounds, German Shepherds are large breed dogs that require regular exercise and plenty of mental stimulation. The breed is easy to train and are very loyal to their owners, but may be wary of strangers and other pets. German Shepherds are great working dogs and are commonly employed as seeing eye dogs, police canines, drug sniffers, and as part of search and rescue teams.The adoption fee for all dogs at the Pasadena Humane Society & SPCA is $125 and includes the spay or neuter surgery, microchip and up-to-date vaccines. All adoptable pets can be viewed on the organization’s website at pasadenahumane.org/adopt.About the Pasadena Humane Society & SPCAThe Pasadena Humane Society & SPCA is a donor-supported, non-profit organization that provides animal care and services for homeless and owned animals in the Greater Los Angeles Area. The organization is dedicated to promoting humane treatment and compassionate care for all animals. The animals in our care come from 11 animal control contract cities, as well as partner shelters across the Los Angeles area and beyond. The Pasadena Humane Society & SPCA also offers lifesaving programs and services to the community that support the human-animal bond and keep pets in homes. To learn more, visit pasadenahumane.org. 0 commentsShareShareTweetSharePin it Community News Community News Humane Society Hopes Families Will Adopt Their Own German Shepherd After Breed’s Big Win at Westminster From STAFF REPORTS Published on Wednesday, February 15, 2017 | 6:59 pm faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Donald CommunityPCC- COMMUNITYVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Community Newslast_img read more

Limerick tenants ‘left to rot’ as council inspections cut

first_img Billy Lee names strong Limerick side to take on Wicklow in crucial Division 3 clash RELATED ARTICLESMORE FROM AUTHOR Email Solidarity councillor Cian PrendivilleA REDUCTION of 20 per cent in the number of inspections carried out on private rented accommodation in Limerick, from 1176 last year to 947 in 2017, has been condemned as a disgrace by Solidarity councillor Cian Prendiville.The City North representative hit out at Limerick City and County Council for cutting back “drastically” on the number of inspections and maintains that a recent RTE Investigates programme on the issue showed “a Wild-West situation where landlords are getting away with rack-renting and slum-like conditions”.“It seems to be national and local policy to turn a blind eye to the terrible conditions some big landlords are keeping their tenants in. Once again it is a case of light-touch regulation, and absolute reliance on the market,” Cllr Prendiville told the Limerick Post.Sign up for the weekly Limerick Post newsletter Sign Up At this month’s meeting of Limerick City and County Council, Cllr Prendiville asked the local authority executive for a breakdown of the properties, which failed inspection so far, this year, and the reasons behind their failure.He was informed that between January 1 and September 30, a total of 747 of the 947 properties inspected, were found to be non-compliant . 449 of these properties failed due to non-compliance under regulations for structural condition, 92 for sanitary facilities, 115 for heating facilities, 336 for food preparation and storage and laundry, 415 for ventilation, 36 for lighting, 327 for fire safety, 9 for refuse facilities, and 45 for information.All 747 properties were non-compliant subject to regulations under the Housing (Standards for Rented Accommodation) Regulations 2017 for gas, oil and electricity.“Instead of increasing funding for inspections, there has been a 20 per cent cut in the number of inspections this year. This is despite the fact Limerick has been highlighted as a blackspot with 100 per cent of all properties inspected failing to meet the minimum standards.“We’re not just talking mould and damp here, but also serious breaches of fire regulations. RTE Investigates showed how only about five per cent of registered rented accommodation is inspected a year — not to mention the unregistered properties.”According to Cllr Prendiville, people are being left to rot “as big letting agencies squeeze every last penny out of them”. He also thinks tenants should get organised to demand their rights.“We cannot allow each tenant to be isolated and bullied. Instead we need a union of renters, which would build solidarity between all those renting, and stand up to the profiteering of slum landlords and letting agencies.“At last year’s budget, I raised precisely the issue of the low level of inspections of private rental accommodation in Limerick. Nowhere in the budget is any proposals to address this problem, or the connected issues of building compliance and fire compliance inspections,” he claimed.Limerick City and County Council told the Limerick Post that it inspected approximately seven per cent of all private rented stock in its functional area in 2016 — one of the highest inspection rates in the country.The council is responsible for inspection of private rented property under the following legislation: Housing Acts 1966-2014 – allocate responsibility for the enforcement of regulations prescribing minimum standards for private rented accommodation to Housing Authorities; Housing (Miscellaneous Provisions) Act 2009; Housing (Standards for Rented Houses) Regulations 2017 – commenced 1 July, 2017, and Residential Tenancies Board Acts 2004-2017.“Properties under the Rental Accommodation Scheme are inspected prior to being accepted to the scheme and on a periodic basis thereafter, usually every four years,” a Council spokesman explained.“HAP Regulations provides that the housing authority should be satisfied that properties in receipt of HAP comply with the standards. Regulations say that a housing authority has eight months after the beginning of the HAP tenancy to arrange for the property to be inspected.“Limerick City and County Council carries out inspections in accordance of the above statutory requirements. This represents a significant number of properties — in excess of 1,800 properties currently in the HAP scheme in Limerick and 1100 in RAS,” he added.Limerick City and County Council also inspects privately rented properties outside of the above schemes. The local authority encouraged tenants who have a concern regarding the condition of their rented property to contact them and an inspection will be arranged as soon as possible.“One reason why the non-compliance rate is high is that in the vast majority of cases an ETCI or RGII certificate is not available on the day of the inspection for verification. It is the responsibility of the landlord to provide these certificates.“As the landlord is not required to attend the inspection, they may do so if they wish, it may not be possible to produce the certification. However, this certification is requested in the notice of works which issues subsequent to the inspection,” the council spokesman concluded.by Alan [email protected] Facebook Twitter Linkedin WhatsApp Previous articleLimerick TD confirms Kilcornan road safety workNext article#Limerick hometown gig – Emma has the touring bug Alan Jacqueshttp://www.limerickpost.ie Limerick Artist ‘Willzee’ releases new Music Video – “A Dream of Peace” center_img Predictions on the future of learning discussed at Limerick Lifelong Learning Festival Print NewsLocal NewsLimerick tenants ‘left to rot’ as council inspections cutBy Alan Jacques – November 30, 2017 1994 Limerick Ladies National Football League opener to be streamed live Advertisement WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads Limerick’s National Camogie League double header to be streamed live TAGSCllr Cian PrendivillelimerickLimerick City and County Councilrent inspectionsRTÉ InvestigatesSolidarity last_img read more

Court Finds No Pro-Bank Bias From Judge in Foreclosure Case

first_img  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe in Daily Dose, Featured, Foreclosure, News The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: Kashkari Responds to JPMorgan Chase CEO Next: The Uber Effect Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Foreclosure 2017-04-10 Seth Welborncenter_img About Author: Seth Welborn Tagged with: Foreclosure Seth Welborn is a contributing writer for DS News. He is a Harding University graduate with a degree in English and a minor in writing, and has studied abroad in Athens, Greece. An East Texas native, he also works part-time as a photographer. Servicers Navigate the Post-Pandemic World 2 days ago April 10, 2017 1,534 Views In March, a homeowner sued Bank of America and several other mortgage companies for allegedly attempting to illegally foreclose on his property, and went on to claim that the assigned California federal judge has shown a pro-bank bias, citing that the jurist has tossed 56 out of 57 foreclosure-related cases to come before him since 2008, Law360 reports.However, in a recent ruling, U.S. District Judge John F. Walter stated that the defendant, Gary Kooba, failed to show that any of Judge Philip S. Gutierrez rulings were flawed.“There is absolutely no evidence to suggest that Judge Gutierrez does not give careful consideration to each case before him and that he makes decisions based on the facts and law applicable to each case,” Judge Walter said in his ruling.Judge Walter stated that Kooba did not supply the necessary evidence to back up his claim of bias. For example, Kooba acclaimed that Westlaw maintained a complete record of Judge Gutierrez’s rulings, but there was no evidence of Westlaw maintaining such records, according to Judge Walter. This meant that the disqualification bid was based on potentially faulty figures. The ruling, “completely misses the point that such a track record creates the ‘appearance’ of bias,” said Andrew R. Stilwell to Law360, one of the attorney’s representing Kooba.Stilwell said that in the majority of the 56 rulings, Judge Gutierrez found that the Fair Debt Collection Practices Act does not apply to a foreclosure claim, and on March 31, several days after the disqualification bid was filed, a Ninth Circuit decision refuted every dismissal order by Judge Gutierrez from those instances.In addition, Stillwell stated that the court failed to show any published opinion by Judge Gutierrez that was not available through Westlaw, as the system is relied upon by the “majority of the industry.” “To claim that Westlaw is incomplete, means that the entire legal system is working with incomplete information,” Stilwell said. Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Court Finds No Pro-Bank Bias From Judge in Foreclosure Case Related Articles Court Finds No Pro-Bank Bias From Judge in Foreclosure Case Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

HIQA finds major issues of concern at Hillcrest Nursing Home

first_img Pinterest Pinterest Facebook WhatsApp News, Sport and Obituaries on Monday May 24th HIQA finds major issues of concern at Hillcrest Nursing Home Homepage BannerNews Previous articleMeeting called to get ‘basic facts’ on 5G rollout in DonegalNext articleGardai appeal for information over crimes in Convoy News Highland RELATED ARTICLESMORE FROM AUTHOR Twitter Twitter Facebookcenter_img Google+ Google+ Loganair’s new Derry – Liverpool air service takes off from CODA Nine til Noon Show – Listen back to Monday’s Programme DL Debate – 24/05/21 By News Highland – January 28, 2020 Important message for people attending LUH’s INR clinic Arranmore progress and potential flagged as population grows WhatsApp The Health Watchdog has found eight issues of non-compliance at Hillcrest Nursing Home in Letterkenny. The inspection was carried out by HIQA in October of last year with the facility carrying out various measures to address the concerns raised by the inspector.The report said that “the facilities provided for cleaning staff were not fit for purpose”, and that there was “no hand wash basin in the laundry and no hand-wash or dry facilities.”The report also states that “staff did not have access to adequate hand washing facilities and this resulted in inspectors observing poor hand hygiene practices.”Inspectors also found that “some practices in relation to the management of incontinence required improvements”, and that “pensions managed on behalf of two residents were not being managed in accordance with best practice guidelines.”Staffing levels were discussed with the provider representative and person in charge at the feedback meeting and they agreed to put a third member of staff on night duty starting from 23 October 2019.A Facilities Manager has been appointed to oversee the assessment; recording and implementation of corrective actions in relation to buildings and maintenance.Hillcrest House immediately engaged the services of an Architect and a Fire Engineer to conduct a full assessment of fire safety and required structural works.The quality improvement plan within the Annual Review for 2019 has now been updated to list the specific improvements in relation to Fire and Premises and any outstanding works will be incorporated into the 2020 quality improvement plan.An Architect has been engaged to review the Fire Safety requirements of the centre as a priority.An overall upgrading of premises is also planned, subject to adequate resources being available to include a review of the three bedrooms highlighted.Interim measures include the provision of a dedicated cleaning room on the ground floor, the installation of wash hand basin and had drying facilities to laundry. Resealing of the laundry floor has also been completed.Hot water has been restored to bedrooms 1-11 – this was a human error within the week of the inspection during facilities works where the hot water pump had been switched off but forgotten to be switched on again.There is now a system in place to check water temperatures on an ongoing basis and for weekly flushing of unused sanitary facilities.Hand rails are now in place for all toilets and shower areas.A dedicated cleaning room has also been provided on the ground floor and there is an adequate supply of towels. Towels are no longer stored in residents’ shared rooms Residents will be supplied fresh towel for each single use and removed for laundering after use.Cleaning schedules have been reviewed to include also removing any towels from shared rooms/ bathrooms, where required.A separate company bank account has also been opened for Hillcrest Nursing Home Ltd to enable the Department of Social Protection to directly transfer the money from the pensions of the two residents they are operating as a Pension Agent In progress.The full report can be accessed HERElast_img read more