October 3, 2019 /Sports News – Local SUU Football Continues Big Sky Season Saturday At Portland State FacebookTwitterLinkedInEmailPORTLAND, Ore.-Saturday, Southern Utah University football (1-4, 0-1 in Big Sky Conference play) visits Portland State (2-3, 0-1 in Big Sky play) as their Big Sky Conference season continues.The Thunderbirds are coming off a heartbreaking 24-21 loss to Cal Poly at Eccles Coliseum for Homecoming when Kekoa Sasaoka missed a 23-year field goal as time expired.SUU currently ranks 85th nationally in scoring offense (22 points per game) while redshirt sophomore Chris Helbig completes 62.1 percent of his passes (110-177) on the season for 1,096 yards, 4 TD’s and 3 INT’s.Redshirt junior tailback James Felila (59 car, 184 yards, 2 TD’s) and sophomore running mate Thomas Duckett (34 car, 126 yards, TD) are the Thunderbirds’ leading backs.Sophomore tailback Lance Lawson (44 rec, 382 yards, 2 TD’s) remains the Thunderbirds’ leading receiver and freshman receiver Zach Nelson (12 rec, 183 yards, 3 TD’s) has also been solid. SUU’s leading receiver in yards per reception is freshman wide-out John Mitchell, who has 9 grabs for 165 yards and a score and averages 18.3 yards per catch.The Thunderbirds’ defense ranks 112th nationally in scoring defense, surrendering 39 points per contest.Defensively, sophomore defensive lineman Aaron Romero leads the Thunderbirds with 2 sacks. Redshirt senior safety Nathaniel Vaughn, redshirt freshman cornerback Carlton Johnson and junior cornerback Khalid Taylor have an interception apiece for SUU to lead the squad in that statistic.Romero, redshirt sophomore linebacker Quaid Murray, sophomore defensive end Francis Bemiy and redshirt safety Kyle Hannemann all have a forced fumble apiece for SUU as well.The Vikings come into Saturday’s game having lost 20-13 to Arkansas to open the season, followed by a 70-7 rout of NCAA Division II foe Simon Fraser. They then fell 45-10 to Boise State, routed NCAA Division II Eastern Oregon 59-9 and fell 51-24 to Idaho State last weekend in the Big Sky opener at the Holt Arena of Pocatello, Idaho.While searching for their first NCAA Division I win of the season, the Vikings’ offense has been productive. They average 35.2 points per game, which ties them for 24th nationally with Albany and fellow Big Sky member Montana State.Junior signal-caller Davis Alexander ranks 22nd nationally with 1,168 passing yards. He is tied for 14th nationally with 10 touchdown passes and has only three interceptions on the season for the Vikings. He also completes 61.8 percent (84-136) of his passes on the season.Alexander has several reliable targets he can call upon in the passing game. Sophomore receiver Davis Koetter (14 rec, 247 yards, 3 TD’s, 17.6 yards per grab) is the most productive. Other stalwart receivers for the Vikings include junior Emmanuel Daigbe (16 rec., 206 yards, 2 TD’s), senior tight end Charlie Taumoepeau (14 rec, 198 yards, TD) and sophomore receiver Mataio Talalemotu (12 rec, 215 yards, 2 TD’s, a team-best 17.9 yards per reception).Senior tailback Sirgeo Hoffman (35 car, 205 yards, 3 TD’s, 5.9 yards per carry) leads the Vikings’ running game. Junior back Evyn Holtz (17 car, 110 yards) leads the squad with 6.5 yards per carry.The Vikings’ scoring defense ranks 47th nationally (26.4 points per game) and they have posted 13 sacks, tying them for 20th nationally with Stony Brook, North Carolina-Central and William & Mary.Senior defensive tackle Kenton Bartlett leads the squad with 3 sacks and senior defensive end Shawn Richard has added 2.5 more sacks.Sophomore safety Robert Holt has an interception and a team-best 2 forced fumbles, while senior safety Ryan Lesch and freshman safety Greg Oliver have an interception apiece as well for the Vikings.This is the first team the two schools have met since 2016 and the Thunderbirds’ first visit to Portland since 2015. The Vikings lead the series 9-4 all-time, including a 6-1 mark at Portland. Tags: Portland State Football/SUU Football Written by Brad James
STUDENTS have protested against a decision by Mansfield College to award an honorary fellowship to former US President Jimmy Carter this week, alleging that he holds anti-Semitic views.Julian Mansfield, a second-year PPE student, has contacted JCR members urging them to sign a petition demanding that the College does not award Carter a fellowship, arguing it would imply support for the views expressed in his book ‘Palestine: Peace not Apartheid’.”Awarding President Carter an honorary fellowship is deeply misguided,” he said. “So soon after the publication of such a book, the College’s action surely sends out signals that they endorse his recent work. The University and Mansfield College should be politically neutral and should not by their own expressed goals be seen to be endorsing particular political views, especially when they are so extreme.”Mansfield’s Principal, Dr Diana Walford, has rejected any possibility of reversing the College’s decision to award the fellowship to Carter. “No action is planned concerning the petition. Criticism of Israeli Government policies does not equate to anti-Semitism, as will be evident to anyone who reads the book,” she said.She added that Carter had worked for peace for most of his life. “This honour is in recognition of a lifetime of service. He was awarded the Nobel Peace Prize in 2002 for his decades of untiring effort to find peaceful solutions to international conflicts,” she said. The book caused a public outcry following its publication in November 2006, owing to an alleged endorsement of anti-Semitic views. Fifteen members of the Carter Centre advisory board resigned, accusing Carter of “condoning violence against Israelis unless they do certain things”. One in nine members of the JCR have signed Mansfield’s petition and students have voiced concern over the College’s decision. Carter has been invited to Oxford to receive an Honorary Doctorate in Civil Law by the University, as well as being elected to an Honorary Fellowship of Mansfield College.Mansfield student Daniel Brodie criticised the College’s decision and warned against repercussions for the University’s reputation if they award the fellowship. “I personally was shocked when I heard that he was going to become a fellow because of his clearly anti-Semitic rhetoric. I think that there is something wrong in awarding a man a fellowship who has been denounced very strongly by the Anti-Defamation League,” he said.In his book, Carter claims that Israeli politics are to blame for continuing unrest in the Middle East, saying, “Israel’s continued control and colonization of Palestinian land have been the primary obstacles to a comprehensive peace agreement in the Holy Land”.Carter responded in an opinion-editorial published in the Los Angeles Times last December, titled ‘Speaking frankly about Israel and Palestine.’ He rejected accusations that in his book he condoned violence against Jews or any other innocent peoples. “Obviously, I condemn any acts of terrorism or violence against innocent civilians, and I present information about the terrible casualties on both sides,” he said.He added that he felt accusations of anti-Semitism came from biased and under-informed sources and that he was troubled by such claims.”Book reviews in the mainstream media have been written mostly by representatives of Jewish organisations who would be unlikely to visit the occupied territories, and their primary criticism is that the book is anti-Israel. My most troubling experience has been the rejection of my offers to speak, for free, about the book on university campuses with high Jewish enrolment and to answer questions from students and professors.”JCR President Alexander Morris expressed his support for the College’s decision and rejected any claims that this might show support for anti-Semitic views. “I find misguided and vaguely distasteful the insinuation that the college endorses anti-Semitism,” he said.
The changing face of warfare increasingly puts civilians in battlefront crosshairs, blurring the line between who is a soldier and who is not, and creating quandaries for soldiers seeking assurances that those who look like civilians won’t shoot at them.Three authorities on international conflict discussed the complexities on the ground and in international law because of the spreading fog of war on Wednesday (Sept. 22) during a panel discussion at Harvard’s Center for Government and International Studies. The event, sponsored by the Harvard Humanitarian Initiative (HHI), featured speakers from HHI, the International Committee of the Red Cross, and the nonprofit group Humanitarian Policy and Conflict Research.In a world where conflicts are increasingly small-scale, intra-national, and waged by nontraditional forces, there is a robust, ongoing debate over who armies can kill and who they cannot.International law makes a clear distinction between combatants (uniformed soldiers who are fair game whether they’re fighting or not) and civilians (basically everyone else who cannot be targeted regardless of the circumstances), according to Naz Modirzadeh, associate director of Humanitarian Policy and Conflict Research. Under international law, Modirzadeh said, people who are not legal combatants but who take up arms can be prosecuted criminally for crimes such as murder. Soldiers, on the other hand, are permitted to kill each other without being charged.The problem is that most conflict today is not between standing armies, uniformed, equipped, and arrayed across a battlefield from each other. Most ongoing conflicts now are messy and chaotic. Battlefields are often urban and intermingle civilian and military targets, raising the prospect of collateral damage. Fighters, from terrorists to rag-tag militias, are often irregular, moving freely between roles as fighters and civilians. Further, the expanded role of armed private security contractors and the presence of civilian intelligence personnel at forward operating bases add to the uncertainty.The “revolving door,” when fighters take up arms and then blend back into the civilian population, presents one of the most thorny issues, according to Modirzadeh.These difficulties play out, for instance, in the Democratic Republic of the Congo, where HHI’s Jocelyn Kelly has been conducting research into the roots of gender-based violence.Kelly, HHI’s research coordinator for gender-based violence, has conducted interviews with dozens of members of the Mai Mai militia, a homegrown group with roots as a protective force for local villagers, but which has been responsible for rape and other abuses of civilians during the long-running conflict there. Kelly described the lives of these fighters, saying they are often brutalized themselves as part of an initiation ritual aimed at stripping away their civilian lives and inhibitions. The understanding is that their gun is their salary, and they live off the civilian population for food, wealth, and sex.Despite perceptions to the contrary, the militia is organized, Kelly said. The Mai Mai have structured chains of command, with regular communication. That structure means it is possible to hold the leadership accountable as a way to stop atrocities.Kelly said Mai Mai militia members often pass through the revolving door between civilian and military roles. Life in the militia is brutal and uncomfortable, prompting members to leave the service. Once back among civilians, however, the former fighters find themselves jobless and stigmatized by the militia’s reputation. Many find their way back to the militia.From the professional soldier’s point of view, the fuzzy line separating combatants and civilians can be life-threatening, according to Nick Nobbs, the Red Cross delegate to the armed forces. Though politicians and bureaucrats may have the luxury of parsing who is and who is not a combatant based on descriptions enshrined in international law, soldiers who have to make quick decisions to save their own lives or those of their comrades need simpler rules that can be rapidly applied.Guidance given by the Red Cross in 2009 said those who are members of organized armed groups and who have a continuous combat function can be targeted. From a practical standpoint, Nobbs said, this means that if you’re carrying a weapon, you can be targeted. Other targets can include those who may not be fighting but who participate directly in hostilities, such as running arms to the fighting or interfering with opposing combat forces.Nobbs said the battlefield challenges include, besides determining who should be attacked, how much force to use, so that the destruction is proportional to the military objective, keeping the chances for collateral damage low.“It’s not always obvious who is involved,” Nobbs said. “There is an obligation for people to determine who’s a target … and whether anyone should attack it.”
Read Full Story Robert Satcher Jr., an alumnus of the Harvard-MIT Program in Health Sciences and Technology and a NASA astronaut, will be this year’s Harvard Medical School (HMS) and Harvard School of Dental Medicine Class Day keynote speaker on May 28.Harvard Commencement and HMS Class Day ceremonies will be held virtually this year to ensure the health and safety of the university and Quad communities during the coronavirus pandemic.“We are committed to making [the ceremonies] special and memorable for our graduates and their loved ones,” said HMS Dean George Q. Daley.“Dr. Satcher is a dynamic role model to so many of us and embodies exactly what leadership is all about,” said Fidencio Saldaña, HMS dean for students. “We know that students, faculty and staff alike will be proud, encouraged, uplifted and inspired by hearing from Dr. Satcher, while his words will help send the graduates into the world of medicine with strength and poise for the challenges ahead.”Satcher M.D. ’94, the first orthopedic surgeon to travel in space, journeyed to the International Space Station on space shuttle Atlantis, took two space walks, repaired ISS equipment and served as the crew’s medical doctor during an 11-day mission in 2009.“This year’s graduation is notable because it is the first to be held virtually and because the future is more uncertain than most are accustomed to,” said Satcher. “There has never been a more obvious need for our profession. Not only in caring for those afflicted from coronavirus but also in providing leadership in how to best strategize to manage health care as we move forward.”Satcher is now an associate professor of orthopaedic oncology at the University of Texas MD Anderson Cancer Center, specializing in the treatment of skeletal metastatic disease, soft tissue sarcoma technology applications for improved surgical outcomes, teleoncology and intraoperative navigation. He is working on building a cancer center in sub-Saharan Africa.“Here in Boston is where I got my love of discovery and exploration,” he said last October at the School’s Spotlight on Medical Education event, adding that he struggled at first with whether he should even attend medical school.Fortunately, he said, “HST discovered me.” Following the Columbia shuttle disaster in 2003, Satcher said he decided to apply to the U.S. shuttle program and was surprised to get a call sometime later asking if he was still interested. He joined the NASA class of 2004.Born in Hampton, Virginia, Satcher graduated from high school in Denmark, South Carolina. He received a BS in chemical engineering in 1986 and a Ph.D. in chemical engineering in 1993 from MIT. He completed postdoctoral research fellowships at MIT and the University of California, Berkeley; an internship and residency in orthopedic surgery at the University of California, San Francisco, and a fellowship in musculoskeletal oncology at the University of Florida, Gainesville.He has served on the faculty of the Feinberg School of Medicine at Northwestern University and Children’s Memorial Hospital. Satcher co-founded the eHealth Research Institute, which brings together physicians and academic and industry researchers to improve access to specialized health care using the latest in research and technology.
Study: Billions in losses across European coal generation industry this year FacebookTwitterLinkedInEmailPrint分享PV Magazine:Around 79% of the European Union’s coal power fleet runs at a loss, and will burn through €6.57 billion this year.Economics thinktank Carbon Tracker used asset-level financial models to analyze the operating economics of every coal plant in the EU. The resulting analyst note – “Apocoalypse Now” – not only had a title to make pv magazine’s editors jealous, but exposed the idea of coal being the cheapest energy source.Carbon Tracker analysts estimated 84% of lignite and 76% of hard coal generation capacity is operating at a loss in the political bloc, and the two forms of fossil fuel generation could lose €3.54 billion and €3.03 billion, respectively, this year. Against ‘relentless’ competition from solar and wind power, the financial case for coal is becoming incrementally worse, according to data provided by Carbon Tracker. In 2017, the report stated, ‘only’ around 46% of EU coal generators ran at a loss.The authors sourced data from the European Network of Transmission System Operators for Electricity, and from energy transition thinktank Agora Energiewende to generate assumptions about the costs associated with coal power plants.The coal industries most exposed to financial risk this year are in Germany (which could lose €1.97 billion), Spain (€922 million) and Czechia (€899 million), according to the study. The utilities facing the stiffest coal-related losses are Germany’s RWE (€975 million), Czech energy company EPH (€613 million) and Greece’s PPV (€596 million).More: European coal fleet will run at a loss of €6.57bn this year
Colin Izzard of Carmichael Training Systems rides with a client near the Blue Ridge Parkway in Asheville, N.C.Riding a bike certainly doesn’t help your sex life. In 1997, a small Boston University study showed a link between cycling and erectile dysfunction. The study lacked peer review and had a few key flaws (a large age gap between the cyclists and non-cyclists could have skewed the results), but a number of subsequent scientific studies have come to a similar conclusion: biking for many hours a week can lead to erectile dysfunction and other fertility issues. A 2009 study of triathletes from the University of Cordoba in Spain found athletes who biked the most had the lowest sperm quality. A study of 2,000 men attending fertility clinics in Boston showed that men biking five or more hours per week had lower sperm concentration and lower active sperm.Sitting on a bike seat puts undue pressure on the perineum, causing the compression of an artery and key nerves.Dr. Steven Schrader studied the health effects of bicycle saddles on bicycle police officers for a decade for the National Institute for Occupational Safety and Health (NIOSH). The bike cops he studied in five major cities had reduced nighttime erections and 60 percent less feeling in their penis. A separate study Schrader performed on competitive female cyclists showed similar results on women’s genitalia. Cyclists who sit on traditional saddles are putting 25 percent of their body weight on their perineum, which houses the major blood vessels that supply the genital region.“It’s enough pressure to completely restrict the blood flow and oxygen flow to the penis,” Dr. Schrader says. “The more aero your position, the more pressure you’re putting on your perineum.”The bike cops that Schrader studied were logging 25 hours a week on the bike and the women cyclists were riding 99 miles per week. But according to Dr. Schrader’s studies, and several separate studies since, within three minutes of sitting on a traditional saddle, the blood flow to your penis is practically zero.“When you sit on a traditional saddle, you’re closing blood vessels off, and that’s not healthy,” says Schrader.And contrary to popular belief, traditional bike saddles with the hole or ridge in the center only put more pressure on the perineum, and no amount of bike fitting will fix the problem either.“There’s no scientific data to support the notion that a proper bike fitting will eliminate the pressure on the perineum. If you’re using a traditional saddle, fit won’t fix the problem,” Schrader says. 1 2
By Juan Delgado / Diálogo March 19, 2020 In mid-January 2020, Chilean security forces made the largest seizure of contraband copper, about 80 tons estimated at $305 million, found in a junkyard of the Lampa community, 22 miles northwest of Santiago de Chile. Chile’s Investigations Police (PDI, in Spanish) said in a press conference that the metal was bound for China.The finding, one of a growing number of copper thefts in Chile, shows that the smuggling may be motivated by the high demand in China, said in a late January report by the organization InSight Crime, which specializes in security threats in Latin America and the Caribbean. “The country [China] has a track record of soaking up global copper production, both legally and illegally,” the report said.“The great expansion of Chinese companies in telecommunications, networks, 5G, etc., means an increase in the demand for copper and its derivatives to meet the demands of businesses in third markets,” Sergio Cesarín, coordinator of the Center for Studies on Asia-Pacific and India at the University of Tres de Febrero in Buenos Aires, Argentina, told Diálogo.Cesarín described copper smuggling as a large-scale transnational criminal activity, with several actors involved in Chile, from thieves, operators, domestic shipping networks to national companies. In China, it is likely “a complex operation,” where “criminal rings, companies, and public officials might be involved […]. It intertwines responsibilities and corruption up and down the chain.”Martín Verrier, professor of international relations at the University of Belgrano in Buenos Aires, explained that this metal is an essential commodity for the Asian country’s industrial base, which is used in the electrical, electronic, telecommunications, and construction industries, among others. According to the International Copper Study Group (ICSG), a raw materials intergovernmental organization, China is the world’s largest importer of copper, with almost 5 million tons imported in 2019. Chile, ICSG indicates, is the largest exporter in the world, with China being its main commercial partner for the metal.“This increasing demand explains why copper prices rose to more than $6,200 per ton at the end of 2019 […],” said Verrier. “Consequently, and similarly to gold, criminal organizations find in copper smuggling an advantageous market.”PDI said on its Twitter account that the copper seized in January had been stolen from electric and telecommunication companies. Complaints filed by the affected companies — which lost copper cables to thieves all over the country — and PDI investigations led to an operation that resulted in the historic seizure and the arrest of the owner of the company that collected the copper.Months before, in October 2019, PDI recovered more than 10 tons of smuggled copper, estimated at $55 million, in various companies in the city of Antofagasta, capital of the northern region of the same name and a mining area known for copper production. Several trains transporting copper extracted from the mines in the region were also attacked. According to the Argentine newspaper Mining Press, which focuses on mining in Argentina, Chile, and Peru, the Antofagasta Prosecutor’s Office had reported six attacks on copper trains in 2014, but in 2018, attacks increased to 48.“They can attack a train anywhere simply by placing obstacles on the tracks. They climb up, cut the supports holding the cathodes, and load them up onto trucks specially adapted to take the weight,” PDI agent Luis Millapán told the Bloomberg news agency in a February 2019 article. “They use high-frequency radios and special clothing to withstand the frozen temperatures of the [Atacama] desert, and they know the area like the back of their hand.”The Antofagasta region has experienced so many robberies, that in August 2018 the PDI created a special unit to counter this crime; Millapán leads the unit. According to Bloomberg, within the first six months of its creation the unit was successful, seizing about 60 tons of copper and arresting 11 people.
Keep pace with emerging threats. Drinking from a firehose is never easy. What is your strategy to review and prioritize actionable threats? Understand the actors, their motivations and the locations from which attacks originate. The motives behind financial fraud, intellectual property theft, and political or ideological groups differ, as do the tools and methods behind them. Organizations of every size need business plans to operate efficiently as business pressures, market risks, and technology and people-related issues constantly change. Multiple factors continually put credit union information and functions at risk, including accidental or intentional mishandling of sensitive data and external attacks. Credit unions may also find their critical information at risk when theft, loss or destruction occurs, which could affect the ability of the credit union to meet member expectations and often results in a loss of member trust. Protecting sensitive information should be a priority within any business plan and the No. 1 security objective for every credit union.The first step toward this goal is to develop a comprehensive security strategy that aligns with the credit union’s business development objectives. Credit unions can then use the resulting plan as a baseline for defining how much of their resources should be invested in information security. When you couple your security strategy with a risk assessment, you can also prioritize funds to the highest-value security efforts.A security strategic plan is most effective when using a comprehensive approach. Plans should integrate the people, process and technology components of information security to ensure the plan balances risk and security needs and effectively couples business and IT strategies.Security leaders should possess a significant understanding of their credit union to ensure their security program enables the business as opposed to impeding it. To that end, the security leaders of tomorrow should integrate the following steps into their security strategic plan:Recognize the ever-changing tactics bad actors use to attack members’ information. New threats emerge every day with no sign of slowing down. 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Gene Fredriksen Gene Fredriksen is the CISO for PSCU. In this role he is responsible for the development information protection and technology risk programs for the company. Gene has over twenty five … Web: www.pscu.com Details Leverage threat-sharing organizations to keep your protections current and effective against attacks. Organizations such as Information Sharing and Analysis Organizations (ISAOs) and Information Sharing and Analysis Centers (ISACs) are often equipped to identify actionable threats and efficiently distribute alerts. Sharing information and presenting a unified front makes everyone stronger.Information security is a daily journey, not a single battle in a cyber war where a single victory will turn the tide. There will always be new security and risk challenges to meet, which is why creating a security strategic plan is critical for credit unions that want to manage information risk effectively. To commit to this process as a security leader, you’ll need resources and time. To be fully capable, you will also need to add value to your credit union, make an effort to understand the operation of the business and focus on how the security strategy can strengthen your credit union and help it succeed. This approach will demonstrate the value of a security program as a business enabler, not just an overhead activity. Share actionable threat information. Develop and use a professional network, ideally one made up of security professionals from other credit unions like the National Credit Union Information Sharing and Analysis Organization.
NCUA headquarters ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr CUNA advocacy and compliance staff, including Chief Compliance Officer Jared Ihrig, Deputy Chief Advocacy Officer Elizabeth Eurgubian and Manager of Federal Compliance Information and Research Nancy DeGrandi met with NCUA staff to discuss consumer financial protection issues at the agency’s Alexandria, Va. headquarters Wednesday.“We thank NCUA staff for their time and attention as CUNA continues our engagement with policymakers on practical ways to relieve the regulatory burden on credit unions,” Eurgubian said.NCUA celebrated the 85th anniversary of the Federal Credit Union Act Wednesday as well, and CUNA staff were in attendance. continue reading »
Source: UK parliamentAmber Rudd, UK secretary of state for work and pensionsRudd added that the dashboard project would eventually “enable people to access their pension information in a single place online, in a clear and simple form”.“Putting individuals in control of their data, pensions dashboards will bring together all pensions information from multiple sources, which can then be accessed at a time of their choosing,” she said. “Our priority is to ensure that information is presented securely, in a clear and simple format to support consumers with their retirement planning.”In its report, the DWP said it expected multiple dashboards to become available from commercial and non-commercial providers, but emphasised that all models would be based on the same “digital architecture” and would display “the same basic information from the same number of schemes”.The department also outlined its expectations for data security, user testing, system design and how each party in the system would be held accountable for providing data.How the industry reacted“After years of talk about the pension dashboard we need to ensure that what is delivered meets people’s expectations from the start. If done properly the dashboard will give people a full understanding of what they have saved. If it is rushed, or we don’t have all interested parties on board from the beginning, there is a risk that we will not be able to deliver something meaningful or credible and the opportunity to engage people will be lost.“In addition, the government’s plan to provide a link to state pension is simply not good enough – pressure needs to be put on HM Revenue & Customs to get the state pension data integrated from day one if the dashboard is to work. The opportunity presented by the dashboard is too important to be lost – we must get it right first time.”– Helen Morrissey, pension specialist, Royal London “This response from the government marks the beginning of the next phase of the pensions dashboard. But let’s not dwell for too long, because we now need to get our collective heads down and crack on if we’re to develop something that really delivers for pension savers.“As always there is a balance to be struck between innovation and consumer protection, but we think the proposal to permit multiple dashboards is a positive step and dovetails nicely with the modern way in which people manage their finances.”– Darren Philp, director of policy and communication, Smart Pension“The pension dashboard is a real game-changer for customers and their engagement with pensions. The dashboard is essential for those who are actively saving into a pension, and for those who have pensions they are no longer contributing to. People will be able to view all of their pension saving information instantly in one place which will make it easier for them to keep track and plan for their future. In time, this could even see the end of the industry-wide issue of lost pension pots.”– David Woollett, head of customer strategy and oversight, Phoenix“We need the pensions dashboard because we need to bring pensions out of the digital stone age. By doing so, the potential for savers is enormous… It won’t be easy, but the achievement of great things never is. With the government now fully committed, and with a sensible route map to success, all must now move forward with confidence, purpose and ambition.”– Alistair McQueen, head of savings and retirement, Aviva “The pensions dashboard has the potential to fundamentally change the way people think, feel and interact with their pension savings. But simply providing a window to view savings isn’t enough. To tackle the growing challenge of small pension pots, the dashboard needs to be built with the functionality to allow savers to easily consolidate their smallest pots with a simple ‘drag and drop.’“The dashboard will only work if it provides a genuinely holistic view of the entirety of an individual’s pension entitlements, including the state pension. We strongly believe that the dashboard should be compulsory and hope the government can navigate this legislation speedily through the current choppy waters in parliament.”– Adrian Boulding, director of policy, NOW: Pensions UK pension schemes will be legally obliged to provide data to new “pension dashboards” under a proposed government framework published today.The Department for Work and Pensions (DWP) said it was “committed to compelling schemes to provide information” through dashboards, and urged pension schemes and providers to begin getting data ready for the first models to be tested this year.A dashboard delivery group will be set up this year under the supervision of the Money and Pensions Service, a government-backed consumer guidance body. This group will then oversee the development of the dashboard project.Legislation would be put to parliament “at the earliest opportunity” to allow for compulsion, the DWP said. Amber Rudd, secretary of state for work and pensions, said in a written statement to parliament this morning that the government expected to see the first workable models developed and tested this year, although pension schemes would be given three or four years to prepare their data for inclusion. The pension dashboard: a roller-coaster journeyThe dashboard concept has had a volatile early-stage development. Last summer, a UK newspaper reported that the previous work and pensions secretary, Esther McVey, was considering ditching the project in favour of other welfare reforms.However, in a remarkable show of support, the pensions sector rallied behind the idea and nearly 90,000 people signed an online petition calling for the government to reconsider. It subsequently backed the dashboard concept but put the emphasis on the industry to develop the models.In a feasibility study published in December, the government made it clear that the pension industry would foot the bill – although chancellor Philip Hammond pledged £5m of government funds to help development work.The Association of British Insurers – which has been leading work on the dashboard concept since 2015, along with technology firm Origo – said in its response to the government’s consultation that dashboards were “seen by the industry as a cost to be incurred for the benefit of consumers”.Nick Reeve